Shay Olivarria is a motivational speaker, financial literacy coach, former foster care youth and author of 10 Things College Students Need to Know About Money and Money Matters: The Get It Done in 1 Minute Workbook. As an ambassador for financial freedom, Shay travels all over the country to educate people on responsible financial decisions.…

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What is your most valuable asset?  I recently organized a panel on personal finance and one of my fellow panelists asked this important question.  The audience stared at him blankly.  No one wanted to answer the question!  Well, I won’t keep you in suspense.  It’s you.  You are your most valuable asset.  And when it…

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I don’t have cable television.  That’s such a simple statement, but I often get very strong reactions when I tell people that I don’t get HBO, CNN or Bravo.  It’s as if I were telling people that I don’t breathe air.  First, I get the incredulous look (eyes wide; mouth open).  Then I get the…

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